Three models: very different outcomes Almost every merchant is on one of three processing pricing structures, and most don’t know which one they’re on, let alone whether it’s the right fit for their business.
Cash Discount Program Legal Requirements: What Merchants Need to Know
The regulatory landscape for payment processing has shifted significantly over the past two years. Here’s what merchants need to know, and what’s still evolving.
Credit Card Processing News for Merchants: 2026 Updates
🔴 Rate Alert March 2026 Visa and Mastercard Interchange Rates Hold Steady, For Now Following the landmark 2024 settlement that briefly capped certain interchange fees,
Visa and Mastercard Interchange Rate Changes 2026: What Merchants Need to Know
Card networks and processors update rates periodically, often with minimal notice and even less explanation.
Where Does a $100 Sale Go?
Every card payment passes through 3 parties before you see the money. Here’s exactly who takes what, and which fees you can actually fight.
What Is an Effective Rate and Why It’s the Only Processing Number That Actually Matters
The number your processor doesn’t advertise When a payment processor pitches their service, they lead with a rate. “2.6% plus 10 cents.” It sounds clean and simple.
What Is Dual Pricing and How Merchants Can Stop Absorbing Card Fees
The silent tax on every card transaction Every time a customer pays with a credit card, you pay for the privilege. The processor takes a cut. Typically 2.5% to 3.5% of the sale, plus a per-transaction fee.
Dual Pricing Savings Calculator: Estimate Your Annual Fee Reduction
Dual pricing shifts card processing costs away from the merchant. Use this estimator to see what that means for your bottom line, based on your volume, average ticket, and current rate.
How Does Dual Pricing Work for Merchants? Complete Guide
The core idea in plain English Dual pricing is a payment structure where merchants maintain two prices for the same goods or services: a cash price and a card price.
Credit Card vs Debit Card Processing Fees: What Merchants Actually Pay
Most merchants know that card processing costs money, but few understand that credit and debit cards have fundamentally different fee structures.