Credit Card Fees

Beyond your base processing rate, most merchants pay dozens of smaller fees that quietly add up. Enter what you see on your statement,

The payment processing market roughly divides into two camps: flat-rate platforms (Stripe, Square, PayPal) and traditional interchange-plus processors.

Every card payment passes through 3 parties before you see the money. Here’s exactly who takes what, and which fees you can actually fight.

Most merchants know that card processing costs money, but few understand that credit and debit cards have fundamentally different fee structures.