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    DUAL PRICING

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    Complete dual pricing guide

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    Sample Dual Pricing Receipt

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    From Audit to Savings in 4 Steps

    FEE EDUCATION

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    What is an Effective Rate?

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  • NEWS
    • 📰 Processing Industry News
    • 📉 Rate Changes and Alerts
    • ⚖️ Regulation Updates
    • 💳 Card Network Announcements
  • FEE EXPLAINER
    • 📊 What is an Effective Rate?
    • ⚖️ Flat Rate vs. Interchange-Plus vs. Tiered
    • 🔍 How to Read Your Processing Statement
    • 💳 What is Dual Pricing?
    • 🧾 Sample Dual Pricing Receipt
  • COMPARE RATES
    • 📋 Processor Rate Comparison Table
    • 🏷️ Rates by Industry
    • 🆚 Stripe vs. Square vs. Traditional
    • 💳 Credit vs. Debit Card Fees
  • BY INDUSTRY
    • 🍽️ Restaurants & Food Service
    • 🛍️ Retail & Boutique
    • 🏥 Healthcare & Medical
    • 💻 E-Commerce
    • ⚖️ Professional Services
    • 💅 Beauty & Salons
    • 🏋️ Fitness & Wellness
    • 🦷 Dental Practices
  • TOOLS
    • 🧮 Am I Paying Too Much?
    • 💸 Dual Pricing Savings Estimator
    • 📉 Annual Fee Waste Calculator
    • 📄 Free Statement Audit
    • 🔍 Statement Decoder Guide
    • 🔁 Processor Switching Checklist
    • 🧾 Sample Receipt Viewer
  • BLOG
    • 💳 What is dual pricing?
    • 📘 Complete dual pricing guide
    • 🧾 Sample Dual Pricing Receipt
    • ✅ From Audit to Savings
    • 📊 What is an Effective Rate?
    • ⚖️ Flat Rate vs IC+
    • 🔍 How to Read Statement
    • 💵 Where Does $100 Go
    • 🔁 How to Switch
    • 📈 Rates by Industry
    • 🆚 Stripe vs Square
    • 💅 Processing for Beauty
    • 🏋️ Processing for Gyms
    • 🔁 How to Switch
Free Fee Audit

Credit Card Rates

Payment Processing for Gyms and Fitness Studios
Credit Card Rates

Payment Processing for Gyms and Fitness Studios: Rates and Best Options

03/20/2026 Brad Klimkowski No comments yet

Payment processing for gyms and fitness studios is often more complex, and more expensive, than most owners realize.

Interchange Plus vs Flat Rate
Credit Card Rates

Interchange Plus vs Flat Rate vs Tiered: Which Pricing Model Costs You More?

03/20/2026 Brad Klimkowski No comments yet

Three models: very different outcomes Almost every merchant is on one of three processing pricing structures, and most don’t know which one they’re on, let alone whether it’s the right fit for their business.

Cash Discount Program Legal Requirements
Credit Card Rates

Cash Discount Program Legal Requirements: What Merchants Need to Know

03/20/2026 Brad Klimkowski No comments yet

The regulatory landscape for payment processing has shifted significantly over the past two years. Here’s what merchants need to know, and what’s still evolving.

what is an effective rate
Credit Card Rates

What Is an Effective Rate and Why It’s the Only Processing Number That Actually Matters

03/20/2026 Brad Klimkowski No comments yet

The number your processor doesn’t advertise When a payment processor pitches their service, they lead with a rate. “2.6% plus 10 cents.” It sounds clean and simple.

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